Scuba Diving is a fun and extreme sport. Diving is an adventurous sport which can also encounter accidents sometimes. Although accidents don’t mean road accidents, it has their own inherent dangers. Thus, going with Scuba Diving insurance protects the diverse from using medical bills caused by the inherent dangers while the dive. Dive insurance is not seen as other financial asset insurances and does require a lot of research and time to invest in it to get the best deals.
Unique risks to divers
There are a lot of different health aspects that a person Encounters. The disease or medical condition of any person varies according to their lifestyle. Thus, the scuba divers’ risk of diving injuries is a bit unique and different from the general crowd. You are relatively on a safer side while practicing within the training limits and experienced coaches. However, they can also encounter fatal risks and diving injuries while they dive.
- DCS, fully known as decomposition sickness is one of the most painful diving injuries with high-cost medical bills and treatments. It is also known as the bends. It is a condition in which the diver “gets bends” because of the excess nitrogen in the body tissues, and they try to get out via the shortest tissue routes.
- To avoid this condition certain guidelines and safety measures are there, with the use of which DCS cases have reduced a lot. Although it can’t be controlled and with some occasional cases, this scuba diving injury is the most difficult to deal with.
- Along with this, there are other several moderate to severe threats like Pulmonary barotrauma, Ear and sinus barotrauma, and Arterial gas embolism. Since all these come as add ons in a diverse life, dive insurance turns out to be a good idea to cover up for your regular health.
Diving insurance includes transportation costs from the site of diving to the hospital, other travel expenses related to the diving accident, permanent disability, repatriation of remains, and also taking care of the stolen loss or damaged equipment. This dive insurance covers different medical expenses that are needed and important in a Scuba divers’ life. However, the package may differ according to what type of diver you are and the experience level. Thus, before applying for opting for any insurance go through the eligibilities coverage limits policies and other expenses to find your best plan.